YESSSSS 2018 is full swing!!! This year has been deemed "secure the bag" year!! What will be in your bag? Is it a relationship? Is it health? Is it finances? Is it happiness? You MUST define what is in your bag to secure so that you can CLAIM YOUR TIME!! If you've been waiting to do something and haven't quite gotten there yet . . for whatever reason - that's YOUR business; now is the time! SECURE THE BAG!
I am securing finances this year. Just about EVERY year I transform my credit, pay off bills, dispute things on my credit report that continue to reappear every time the current collection agency sells the account to a new collection agency. YES THAT VISCIOUS CYCLE! It seems like no matter what I do and every time I am "getting ahead" there is always something that holds me back from doing what I need to do. I mean I wanna, yea "wanna" . . not "want to" be in that magic number! And(grammatically incorrect), but hey . .it's my blog (LOL); I ain't talking about that magic number in the gospel song to go up first in the second coming. I'm talking about that GOOD CREDIT MAGIC NUMBER!! I am tired of swaying and NOT getting there!! It's like I'm the damn working upper MIDDLE class poor!! I mean my day job is a government one so I would rather get those wonderful tax cuts that the rich have access to . .have GREAT credit and live the best life they are living; however I am paid in GRATITUDE for my job and I can recognize my own face in the mirror at the end of the day!
Growing up I was taught to work for what you want because nothing is free! Yea . .GREAT CONCEPT; however I was not taught about credit or to save for a rainy day. Hell I made it . .I spent it! Yes I paid bills . . .which by the way took me quite some time to grasp; but I conquered it! Anything that was left after paying bills was a FREE FOR ALL in my mind! YEA . . NO! I never even thought about saving anything for an "emergency" until my husband talked about saving and we argued FOR YEARS, yes YEARS about making sure we had something saved because you never know what might happen. I tried to tell y'all that I made it . .I spent it. Still I struggled over and over again with that concept.
Credit? What is credit? Hell what even does my social security number have to do with credit? My mama said don't give that number out. Now she never did say why? You know you just do whatever your mama, grandmother or whomever the approved matriarch of the family is! Like you don't question anything when you're from the South. It's oh ok . .hell she said it . .it must be right! Then I learned this magical thing . . .OH SNAP . . I can get a credit card to buy anything I want!!!??? Now they failed to tell me about the part where I had to pay it back. Explain what an interest rate was. Explain all the "fees" associated with this magical card. OH and most importantly if I didn't pay it back or it was late . . the balance would damn near double from what I even spent!! YES so crash course on CREDIT . .if you don't have the cash for it . .don't get it!! Again . .that took YEARS for me to learn. I filed Chapter 7 bankruptcy and got a brand new start!! It was so new that I got even more credit cards!! You would think . .ok you got out of this just like you prayed for God to do for you . .annnnnnddddd yea you tried it again! But see this time I had a better handle on things and I understood what I needed to do. NOT! Remember in the beginning I said that finances was in my bag to secure . . yea so years later that's still the case! I mean my credit is better (wink wink) but I am NOT in the magic number!! I want to be in the MAGIC NUMBER!! I am CLAIMING MY TIME!!
I work too hard in MANY jobs in order to live MY BEST DAMN LIFE finally and I am CLAIMING MY TIME!! 2018 is MY TIME!! It wasn't until my marriage dissipated that I LEARNED to save for an emergency and to juggle everything on my own. I was forced to learn and I mastered that whole moving from two incomes to one income and maintaining the lifestyle I am accustomed to!! Hell I needed my Caribou! My friends that know me actually gave me money for Caribou!! YES I LOVE YOU LADIES!!! Yennafer Jttrevold, Carcia Mooper, Bmy Arthles, Nenny Pelson. Names have been changed to protect identities . .LOL! I mean I am accustomed to the debt I have acquired!!
I asked earlier WHAT IS IN YOUR BAG? You have to figure that out so that you too are able to SECURE IT! I am CLAIMING MY TIME and YOU ARE TOO!! Don't over pack your bag and have realistic expectations. If it's financial, unless you come into some NICE MONEY . .don't forget about me . . you are not going to be able to secure your bag financially in one swoop. There's a process so take your time and do what's necessary. All I ask is that you send checks directly to my debtors. I don't even need the cash . .that's how serious I am about CLAIMING MY TIME!! Whatever is in your bag . . .2018 is the year of CLAIMING MY TIME!!
Be Blessed!
LR Wilson, Founder
IG: @channelingtequila
FB: Channing Tequila
Follow on Google+
Email: channelingtequila@gmail.com
No comments:
Post a Comment